조셉 E. 리치터   Joseph E. Richter  

환경공학과 동생물학을 전공한 조셉 리치터 목사는 필리핀에서 평화의 사절단으로 사역하던 중 부인과 함께 예수님을 영접하고 후에 다시 필리핀 루손북부의 이고룻 족속으로 선교사로 파송받아 사역하였고 특히 기도교인들에게 농경자금으로 융자를 해주는 사역을 하는 FARMS 선교회에서 실행국장으로 아시아의 여러 국가들을 돕고 있다.

In Christian micro-credit a useful tool for missions without the downside of dependency? I believe when used correctly and with a strong biblical emphasis, micro-credit is an effective tool in building up a God-reliant church. Because of this, I would strongly recommend a micro-credit program be instituted early on in any church planting effort to get Christian family established economically. The emphasis from the start should be on indigenous support of the church, its pastors, evangelists, outreach, benevolence and building programs. If we are coming alongside an established work, great emphasis should be placed on teaching the proper biblical view of stewardship. We have found that there are like-minded nationals that are eager to “run with the vision” in every place we have programs.